curl --request POST \
--url https://healthcare.us.stedi.com/2024-04-01/insurance-discovery/check/v1 \
--header 'Authorization: <api-key>' \
--header 'Content-Type: application/json' \
--data '{
"provider": {
"npi": "1999999984"
},
"subscriber": {
"firstName": "John",
"lastName": "Smith",
"middleName": "Robert",
"dateOfBirth": "19800101",
"ssn": "123456789",
"gender": "M",
"address": {
"address1": "123 Main St",
"city": "Springfield",
"state": "IL",
"postalCode": "62701"
}
},
"encounter": {
"beginningDateOfService": "20240326",
"endDateOfService": "20240326"
}
}'
{
"discoveryId": "12345678-abcd-4321-efgh-987654321abc",
"items": [
{
"provider": {
"providerName": "provider",
"entityType": "Non-Person Entity",
"npi": "1999999984"
},
"subscriber": {
"memberId": "987654321000",
"firstName": "John",
"lastName": "Doe",
"middleName": "Smith",
"gender": "M",
"dateOfBirth": "19900115",
"groupNumber": "123456-78",
"planNumber": "123456-EXMPL9876",
"groupDescription": "Individual On-Exchange",
"address": {
"address1": "123 Main Street",
"city": "ANYTOWN",
"state": "CA",
"postalCode": "12345"
}
},
"payer": {
"name": "EXAMPLE INSURANCE CO"
},
"planInformation": {
"planNumber": "123456-EXMPL9876",
"groupNumber": "123456-78",
"groupDescription": "Individual On-Exchange"
},
"planDateInformation": {
"planBegin": "20250101",
"eligibilityBegin": "20250101",
"service": "20250301"
},
"benefitsInformation": [
{
"inPlanNetworkIndicatorCode": "W",
"benefitsRelatedEntities": [
{
"entityIdentifier": "Primary Care Provider",
"entityIdentification": "XX",
"entityName": "Dough",
"entityIdentificationValue": "1234567890",
"entityFirstname": "Jane",
"entityType": "Person"
}
],
"additionalInformation": [
{
"description": "To determine if a prior authorization is required, please check the health plan's website."
}
],
"serviceTypeCodes": [
"30"
],
"serviceTypes": [
"Health Benefit Plan Coverage"
],
"inPlanNetworkIndicator": "Not Applicable",
"name": "Active Coverage",
"code": "1",
"planCoverage": "Gold Plan"
},
{
"serviceTypes": [
"Medical Care"
],
"name": "Active Coverage",
"planCoverage": "Gold Plan",
"inPlanNetworkIndicatorCode": "W",
"serviceTypeCodes": [
"1"
],
"inPlanNetworkIndicator": "Not Applicable",
"code": "1"
},
{
"additionalInformation": [
{
"description": "Prior authorization may be required. Covered No Limit."
}
],
"inPlanNetworkIndicatorCode": "Y",
"code": "1",
"name": "Active Coverage",
"serviceTypeCodes": [
"4"
],
"serviceTypes": [
"Diagnostic X-Ray"
],
"inPlanNetworkIndicator": "Yes",
"planCoverage": "Gold Plan"
},
{
"inPlanNetworkIndicator": "Yes",
"code": "A",
"serviceTypeCodes": [
"4"
],
"name": "Co-Insurance",
"coverageLevel": "Family",
"serviceTypes": [
"Diagnostic X-Ray"
],
"inPlanNetworkIndicatorCode": "Y",
"benefitPercent": "0.5",
"planCoverage": "Gold Plan",
"timeQualifierCode": "27",
"timeQualifier": "Visit",
"coverageLevelCode": "FAM"
},
{
"name": "Non-Covered",
"serviceTypeCodes": [
"4"
],
"serviceTypes": [
"Diagnostic X-Ray"
],
"planCoverage": "Gold Plan",
"inPlanNetworkIndicatorCode": "N",
"inPlanNetworkIndicator": "No",
"code": "I"
},
{
"code": "1",
"planCoverage": "Gold Plan",
"serviceTypes": [
"Diagnostic Lab"
],
"inPlanNetworkIndicatorCode": "Y",
"inPlanNetworkIndicator": "Yes",
"name": "Active Coverage",
"serviceTypeCodes": [
"5"
]
},
{
"code": "B",
"name": "Co-Payment",
"inPlanNetworkIndicator": "Yes",
"planCoverage": "Gold Plan",
"coverageLevelCode": "FAM",
"benefitAmount": "20",
"coverageLevel": "Family",
"serviceTypeCodes": [
"5"
],
"serviceTypes": [
"Diagnostic Lab"
],
"timeQualifier": "Visit",
"timeQualifierCode": "27",
"inPlanNetworkIndicatorCode": "Y",
"additionalInformation": [
{
"description": "per visit"
}
]
},
{
"inPlanNetworkIndicatorCode": "N",
"inPlanNetworkIndicator": "No",
"serviceTypeCodes": [
"5"
],
"name": "Non-Covered",
"code": "I",
"planCoverage": "Gold Plan",
"serviceTypes": [
"Diagnostic Lab"
]
},
{
"serviceTypeCodes": [
"12"
],
"planCoverage": "Gold Plan",
"inPlanNetworkIndicator": "Yes",
"serviceTypes": [
"Durable Medical Equipment Purchase"
],
"name": "Active Coverage",
"inPlanNetworkIndicatorCode": "Y",
"additionalInformation": [
{
"description": "Prior authorization may be required. Covered No Limit."
}
],
"code": "1"
},
{
"serviceTypes": [
"Durable Medical Equipment Purchase"
],
"benefitPercent": "0.5",
"inPlanNetworkIndicator": "Yes",
"timeQualifierCode": "27",
"coverageLevelCode": "FAM",
"coverageLevel": "Family",
"planCoverage": "Gold Plan",
"inPlanNetworkIndicatorCode": "Y",
"code": "A",
"timeQualifier": "Visit",
"name": "Co-Insurance",
"serviceTypeCodes": [
"12"
]
},
{
"name": "Non-Covered",
"serviceTypes": [
"Durable Medical Equipment Purchase"
],
"inPlanNetworkIndicatorCode": "N",
"code": "I",
"planCoverage": "Gold Plan",
"inPlanNetworkIndicator": "No",
"serviceTypeCodes": [
"12"
]
},
{
"planCoverage": "Gold Plan",
"inPlanNetworkIndicator": "Yes",
"serviceTypes": [
"Ambulatory Service Center Facility"
],
"code": "1",
"inPlanNetworkIndicatorCode": "Y",
"name": "Active Coverage",
"serviceTypeCodes": [
"13"
]
},
{
"coverageLevel": "Family",
"inPlanNetworkIndicator": "Yes",
"benefitPercent": "0.5",
"timeQualifier": "Visit",
"serviceTypes": [
"Ambulatory Service Center Facility"
],
"code": "A",
"coverageLevelCode": "FAM",
"planCoverage": "Gold Plan",
"serviceTypeCodes": [
"13"
],
"timeQualifierCode": "27",
"name": "Co-Insurance",
"inPlanNetworkIndicatorCode": "Y"
},
{
"inPlanNetworkIndicator": "No",
"code": "I",
"name": "Non-Covered",
"serviceTypeCodes": [
"13"
],
"serviceTypes": [
"Ambulatory Service Center Facility"
],
"planCoverage": "Gold Plan",
"inPlanNetworkIndicatorCode": "N"
},
{
"additionalInformation": [
{
"description": "Prior authorization may be required. Covered No Limit."
}
],
"inPlanNetworkIndicatorCode": "Y",
"serviceTypeCodes": [
"18"
],
"name": "Active Coverage",
"inPlanNetworkIndicator": "Yes",
"code": "1",
"planCoverage": "Gold Plan",
"serviceTypes": [
"Durable Medical Equipment Rental"
]
},
{
"serviceTypes": [
"Durable Medical Equipment Rental"
],
"serviceTypeCodes": [
"18"
],
"planCoverage": "Gold Plan",
"timeQualifier": "Visit",
"name": "Co-Insurance",
"coverageLevel": "Family",
"inPlanNetworkIndicatorCode": "Y",
"code": "A",
"inPlanNetworkIndicator": "Yes",
"benefitPercent": "0.5",
"timeQualifierCode": "27",
"coverageLevelCode": "FAM"
},
{
"serviceTypeCodes": [
"18"
],
"serviceTypes": [
"Durable Medical Equipment Rental"
],
"planCoverage": "Gold Plan",
"inPlanNetworkIndicatorCode": "N",
"inPlanNetworkIndicator": "No",
"code": "I",
"name": "Non-Covered"
},
{
"serviceTypeCodes": [
"33"
],
"serviceTypes": [
"Chiropractic"
],
"planCoverage": "Gold Plan",
"additionalInformation": [
{
"description": "Limited to 26 visits per year (visits in excess of 26 require prior authorization)."
}
],
"inPlanNetworkIndicatorCode": "Y",
"name": "Active Coverage",
"inPlanNetworkIndicator": "Yes",
"code": "1"
},
{
"coverageLevel": "Family",
"planCoverage": "Gold Plan",
"timeQualifierCode": "27",
"benefitPercent": "0.5",
"inPlanNetworkIndicator": "Yes",
"code": "A",
"name": "Co-Insurance",
"serviceTypes": [
"Chiropractic"
],
"serviceTypeCodes": [
"33"
],
"timeQualifier": "Visit",
"inPlanNetworkIndicatorCode": "Y",
"coverageLevelCode": "FAM"
},
{
"planCoverage": "Gold Plan",
"serviceTypes": [
"Chiropractic"
],
"inPlanNetworkIndicator": "No",
"inPlanNetworkIndicatorCode": "N",
"name": "Non-Covered",
"code": "I",
"serviceTypeCodes": [
"33"
]
},
{
"code": "1",
"name": "Active Coverage",
"serviceTypeCodes": [
"48"
],
"inPlanNetworkIndicator": "Yes",
"additionalInformation": [
{
"description": "Prior authorization may be required. Covered No Limit."
}
],
"serviceTypes": [
"Hospital - Inpatient"
],
"inPlanNetworkIndicatorCode": "Y",
"planCoverage": "Gold Plan"
},
{
"code": "A",
"coverageLevel": "Family",
"benefitPercent": "0.5",
"timeQualifierCode": "27",
"name": "Co-Insurance",
"inPlanNetworkIndicator": "Yes",
"coverageLevelCode": "FAM",
"timeQualifier": "Visit",
"inPlanNetworkIndicatorCode": "Y",
"serviceTypes": [
"Hospital - Inpatient"
],
"planCoverage": "Gold Plan",
"serviceTypeCodes": [
"48"
]
},
{
"serviceTypeCodes": [
"48"
],
"serviceTypes": [
"Hospital - Inpatient"
],
"code": "I",
"name": "Non-Covered",
"inPlanNetworkIndicatorCode": "N",
"planCoverage": "Gold Plan",
"inPlanNetworkIndicator": "No"
},
{
"serviceTypes": [
"Hospital - Outpatient"
],
"inPlanNetworkIndicatorCode": "Y",
"inPlanNetworkIndicator": "Yes",
"additionalInformation": [
{
"description": "Prior authorization may be required. Covered No Limit."
}
],
"code": "1",
"planCoverage": "Gold Plan",
"name": "Active Coverage",
"serviceTypeCodes": [
"50"
]
},
{
"timeQualifier": "Visit",
"coverageLevelCode": "FAM",
"code": "A",
"inPlanNetworkIndicatorCode": "Y",
"name": "Co-Insurance",
"serviceTypeCodes": [
"50"
],
"coverageLevel": "Family",
"planCoverage": "Gold Plan",
"benefitPercent": "0.5",
"serviceTypes": [
"Hospital - Outpatient"
],
"inPlanNetworkIndicator": "Yes",
"timeQualifierCode": "27"
},
{
"serviceTypeCodes": [
"50"
],
"serviceTypes": [
"Hospital - Outpatient"
],
"planCoverage": "Gold Plan",
"code": "I",
"inPlanNetworkIndicatorCode": "N",
"inPlanNetworkIndicator": "No",
"name": "Non-Covered"
},
{
"inPlanNetworkIndicatorCode": "Y",
"planCoverage": "Gold Plan",
"serviceTypeCodes": [
"51"
],
"serviceTypes": [
"Hospital - Emergency Accident"
],
"inPlanNetworkIndicator": "Yes",
"additionalInformation": [
{
"description": "Covered No Limit."
}
],
"code": "1",
"name": "Active Coverage"
},
{
"timeQualifierCode": "27",
"coverageLevel": "Family",
"planCoverage": "Gold Plan",
"name": "Co-Insurance",
"serviceTypeCodes": [
"51"
],
"timeQualifier": "Visit",
"serviceTypes": [
"Hospital - Emergency Accident"
],
"benefitPercent": "0.5",
"code": "A",
"inPlanNetworkIndicatorCode": "Y",
"inPlanNetworkIndicator": "Yes",
"coverageLevelCode": "FAM"
},
{
"planCoverage": "Gold Plan",
"serviceTypes": [
"Hospital - Emergency Accident"
],
"code": "1",
"additionalInformation": [
{
"description": "Covered No Limit."
}
],
"name": "Active Coverage",
"inPlanNetworkIndicatorCode": "N",
"inPlanNetworkIndicator": "No",
"serviceTypeCodes": [
"51"
]
},
{
"coverageLevel": "Family",
"code": "A",
"benefitPercent": "0.5",
"serviceTypeCodes": [
"51"
],
"planCoverage": "Gold Plan",
"timeQualifierCode": "27",
"name": "Co-Insurance",
"serviceTypes": [
"Hospital - Emergency Accident"
],
"coverageLevelCode": "FAM",
"inPlanNetworkIndicator": "No",
"timeQualifier": "Visit",
"inPlanNetworkIndicatorCode": "N"
},
{
"planCoverage": "Gold Plan",
"name": "Active Coverage",
"code": "1",
"additionalInformation": [
{
"description": "Covered No Limit."
}
],
"serviceTypes": [
"Hospital - Emergency Medical"
],
"inPlanNetworkIndicatorCode": "Y",
"serviceTypeCodes": [
"52"
],
"inPlanNetworkIndicator": "Yes"
},
{
"inPlanNetworkIndicatorCode": "Y",
"timeQualifier": "Visit",
"benefitPercent": "0.5",
"serviceTypes": [
"Hospital - Emergency Medical"
],
"code": "A",
"serviceTypeCodes": [
"52"
],
"coverageLevelCode": "FAM",
"planCoverage": "Gold Plan",
"name": "Co-Insurance",
"timeQualifierCode": "27",
"coverageLevel": "Family",
"inPlanNetworkIndicator": "Yes"
},
{
"serviceTypes": [
"Hospital - Emergency Medical"
],
"serviceTypeCodes": [
"52"
],
"name": "Active Coverage",
"planCoverage": "Gold Plan",
"inPlanNetworkIndicator": "No",
"additionalInformation": [
{
"description": "Covered No Limit."
}
],
"inPlanNetworkIndicatorCode": "N",
"code": "1"
},
{
"timeQualifierCode": "27",
"timeQualifier": "Visit",
"name": "Co-Insurance",
"inPlanNetworkIndicator": "No",
"inPlanNetworkIndicatorCode": "N",
"coverageLevel": "Family",
"coverageLevelCode": "FAM",
"serviceTypeCodes": [
"52"
],
"serviceTypes": [
"Hospital - Emergency Medical"
],
"code": "A",
"planCoverage": "Gold Plan",
"benefitPercent": "0.5"
},
{
"inPlanNetworkIndicator": "Yes",
"name": "Active Coverage",
"inPlanNetworkIndicatorCode": "Y",
"planCoverage": "Gold Plan",
"serviceTypeCodes": [
"53"
],
"code": "1",
"serviceTypes": [
"Hospital - Ambulatory Surgical"
]
},
{
"timeQualifier": "Visit",
"planCoverage": "Gold Plan",
"serviceTypeCodes": [
"53"
],
"coverageLevelCode": "FAM",
"benefitPercent": "0.5",
"timeQualifierCode": "27",
"inPlanNetworkIndicatorCode": "Y",
"inPlanNetworkIndicator": "Yes",
"coverageLevel": "Family",
"serviceTypes": [
"Hospital - Ambulatory Surgical"
],
"code": "A",
"name": "Co-Insurance"
},
{
"name": "Non-Covered",
"planCoverage": "Gold Plan",
"inPlanNetworkIndicator": "No",
"inPlanNetworkIndicatorCode": "N",
"serviceTypeCodes": [
"53"
],
"code": "I",
"serviceTypes": [
"Hospital - Ambulatory Surgical"
]
},
{
"serviceTypeCodes": [
"62"
],
"name": "Active Coverage",
"planCoverage": "Gold Plan",
"inPlanNetworkIndicator": "Yes",
"serviceTypes": [
"MRI/CAT Scan"
],
"inPlanNetworkIndicatorCode": "Y",
"additionalInformation": [
{
"description": "Prior authorization may be required. Covered No Limit."
}
],
"code": "1"
},
{
"timeQualifierCode": "27",
"code": "A",
"name": "Co-Insurance",
"coverageLevelCode": "FAM",
"coverageLevel": "Family",
"planCoverage": "Gold Plan",
"serviceTypes": [
"MRI/CAT Scan"
],
"serviceTypeCodes": [
"62"
],
"benefitPercent": "0.5",
"inPlanNetworkIndicatorCode": "Y",
"inPlanNetworkIndicator": "Yes",
"timeQualifier": "Visit"
},
{
"serviceTypes": [
"MRI/CAT Scan"
],
"serviceTypeCodes": [
"62"
],
"code": "I",
"planCoverage": "Gold Plan",
"inPlanNetworkIndicatorCode": "N",
"inPlanNetworkIndicator": "No",
"name": "Non-Covered"
},
{
"planCoverage": "Gold Plan",
"name": "Active Coverage",
"inPlanNetworkIndicatorCode": "Y",
"inPlanNetworkIndicator": "Yes",
"code": "1",
"serviceTypeCodes": [
"65"
],
"serviceTypes": [
"Newborn Care"
],
"additionalInformation": [
{
"description": "Prior authorization may be required. Covered No Limit."
}
]
},
{
"planCoverage": "Gold Plan",
"serviceTypeCodes": [
"65"
],
"benefitPercent": "0.5",
"timeQualifier": "Visit",
"inPlanNetworkIndicatorCode": "Y",
"coverageLevelCode": "FAM",
"serviceTypes": [
"Newborn Care"
],
"coverageLevel": "Family",
"code": "A",
"inPlanNetworkIndicator": "Yes",
"timeQualifierCode": "27",
"name": "Co-Insurance"
},
{
"name": "Non-Covered",
"code": "I",
"planCoverage": "Gold Plan",
"serviceTypeCodes": [
"65"
],
"inPlanNetworkIndicatorCode": "N",
"inPlanNetworkIndicator": "No",
"serviceTypes": [
"Newborn Care"
]
},
{
"planCoverage": "Gold Plan",
"code": "1",
"serviceTypes": [
"Well Baby Care"
],
"name": "Active Coverage",
"inPlanNetworkIndicatorCode": "Y",
"additionalInformation": [
{
"description": "Covered in accordance with ACA guidelines."
}
],
"inPlanNetworkIndicator": "Yes",
"serviceTypeCodes": [
"68"
]
},
{
"code": "B",
"serviceTypes": [
"Well Baby Care"
],
"benefitAmount": "0",
"coverageLevel": "Family",
"coverageLevelCode": "FAM",
"timeQualifierCode": "27",
"inPlanNetworkIndicatorCode": "Y",
"serviceTypeCodes": [
"68"
],
"inPlanNetworkIndicator": "Yes",
"planCoverage": "Gold Plan",
"timeQualifier": "Visit",
"name": "Co-Payment"
},
{
"serviceTypeCodes": [
"68"
],
"inPlanNetworkIndicatorCode": "N",
"inPlanNetworkIndicator": "No",
"name": "Non-Covered",
"code": "I",
"serviceTypes": [
"Well Baby Care"
],
"planCoverage": "Gold Plan"
},
{
"serviceTypeCodes": [
"69"
],
"additionalInformation": [
{
"description": "Prior authorization may be required. Covered No Limit."
}
],
"inPlanNetworkIndicatorCode": "Y",
"name": "Active Coverage",
"code": "1",
"serviceTypes": [
"Maternity"
],
"planCoverage": "Gold Plan",
"inPlanNetworkIndicator": "Yes"
},
{
"serviceTypeCodes": [
"69"
],
"benefitPercent": "0.5",
"planCoverage": "Gold Plan",
"inPlanNetworkIndicatorCode": "Y",
"code": "A",
"inPlanNetworkIndicator": "Yes",
"coverageLevelCode": "FAM",
"serviceTypes": [
"Maternity"
],
"timeQualifier": "Visit",
"coverageLevel": "Family",
"name": "Co-Insurance",
"timeQualifierCode": "27"
},
{
"serviceTypeCodes": [
"69"
],
"inPlanNetworkIndicatorCode": "N",
"code": "I",
"planCoverage": "Gold Plan",
"inPlanNetworkIndicator": "No",
"name": "Non-Covered",
"serviceTypes": [
"Maternity"
]
},
{
"code": "1",
"additionalInformation": [
{
"description": "Covered No Limit."
}
],
"inPlanNetworkIndicator": "Yes",
"planCoverage": "Gold Plan",
"inPlanNetworkIndicatorCode": "Y",
"serviceTypeCodes": [
"86"
],
"name": "Active Coverage",
"serviceTypes": [
"Emergency Services"
]
},
{
"benefitPercent": "0.5",
"code": "A",
"inPlanNetworkIndicatorCode": "Y",
"serviceTypeCodes": [
"86"
],
"coverageLevel": "Family",
"timeQualifierCode": "27",
"serviceTypes": [
"Emergency Services"
],
"name": "Co-Insurance",
"planCoverage": "Gold Plan",
"inPlanNetworkIndicator": "Yes",
"coverageLevelCode": "FAM",
"timeQualifier": "Visit"
},
{
"inPlanNetworkIndicator": "No",
"code": "1",
"name": "Active Coverage",
"additionalInformation": [
{
"description": "Covered No Limit."
}
],
"planCoverage": "Gold Plan",
"serviceTypeCodes": [
"86"
],
"inPlanNetworkIndicatorCode": "N",
"serviceTypes": [
"Emergency Services"
]
},
{
"coverageLevelCode": "FAM",
"coverageLevel": "Family",
"code": "A",
"serviceTypeCodes": [
"86"
],
"serviceTypes": [
"Emergency Services"
],
"timeQualifier": "Visit",
"benefitPercent": "0.5",
"inPlanNetworkIndicatorCode": "N",
"timeQualifierCode": "27",
"inPlanNetworkIndicator": "No",
"name": "Co-Insurance",
"planCoverage": "Gold Plan"
},
{
"inPlanNetworkIndicatorCode": "Y",
"name": "Active Coverage",
"serviceTypes": [
"Pharmacy"
],
"inPlanNetworkIndicator": "Yes",
"serviceTypeCodes": [
"88"
],
"code": "1",
"planCoverage": "Gold Plan"
},
{
"serviceTypeCodes": [
"88"
],
"coverageLevel": "Family",
"name": "Co-Payment",
"serviceTypes": [
"Pharmacy"
],
"planCoverage": "Gold Plan",
"timeQualifier": "Visit",
"timeQualifierCode": "27",
"code": "B",
"benefitAmount": "10",
"inPlanNetworkIndicatorCode": "Y",
"inPlanNetworkIndicator": "Yes",
"coverageLevelCode": "FAM",
"additionalInformation": [
{
"description": "per prescription"
}
]
},
{
"inPlanNetworkIndicatorCode": "N",
"name": "Non-Covered",
"serviceTypeCodes": [
"88"
],
"inPlanNetworkIndicator": "No",
"code": "I",
"serviceTypes": [
"Pharmacy"
],
"planCoverage": "Gold Plan"
},
{
"serviceTypes": [
"Professional (Physician) Visit - Office"
],
"planCoverage": "Gold Plan",
"inPlanNetworkIndicatorCode": "Y",
"inPlanNetworkIndicator": "Yes",
"code": "1",
"serviceTypeCodes": [
"98"
],
"additionalInformation": [
{
"description": "PCP"
}
],
"name": "Active Coverage"
},
{
"additionalInformation": [
{
"description": "per visit"
},
{
"description": "PCP"
}
],
"inPlanNetworkIndicator": "Yes",
"coverageLevel": "Family",
"inPlanNetworkIndicatorCode": "Y",
"coverageLevelCode": "FAM",
"timeQualifierCode": "27",
"serviceTypeCodes": [
"98"
],
"benefitAmount": "15",
"serviceTypes": [
"Professional (Physician) Visit - Office"
],
"timeQualifier": "Visit",
"name": "Co-Payment",
"planCoverage": "Gold Plan",
"code": "B"
},
{
"code": "I",
"serviceTypeCodes": [
"98"
],
"planCoverage": "Gold Plan",
"name": "Non-Covered",
"inPlanNetworkIndicatorCode": "N",
"serviceTypes": [
"Professional (Physician) Visit - Office"
],
"inPlanNetworkIndicator": "No",
"additionalInformation": [
{
"description": "PCP"
}
]
},
{
"inPlanNetworkIndicatorCode": "Y",
"name": "Active Coverage",
"planCoverage": "Gold Plan",
"additionalInformation": [
{
"description": "Specialist"
},
{
"description": "Covered No Limit."
}
],
"code": "1",
"serviceTypes": [
"Professional (Physician) Visit - Office"
],
"inPlanNetworkIndicator": "Yes",
"serviceTypeCodes": [
"98"
]
},
{
"planCoverage": "Gold Plan",
"timeQualifier": "Visit",
"inPlanNetworkIndicatorCode": "Y",
"inPlanNetworkIndicator": "Yes",
"additionalInformation": [
{
"description": "per visit"
},
{
"description": "Specialist"
}
],
"benefitAmount": "30",
"coverageLevel": "Family",
"code": "B",
"serviceTypes": [
"Professional (Physician) Visit - Office"
],
"timeQualifierCode": "27",
"coverageLevelCode": "FAM",
"name": "Co-Payment",
"serviceTypeCodes": [
"98"
]
},
{
"additionalInformation": [
{
"description": "Specialist"
}
],
"serviceTypes": [
"Professional (Physician) Visit - Office"
],
"inPlanNetworkIndicator": "No",
"serviceTypeCodes": [
"98"
],
"planCoverage": "Gold Plan",
"code": "I",
"name": "Non-Covered",
"inPlanNetworkIndicatorCode": "N"
},
{
"name": "Active Coverage",
"inPlanNetworkIndicator": "Yes",
"serviceTypeCodes": [
"A4"
],
"planCoverage": "Gold Plan",
"code": "1",
"serviceTypes": [
"Psychiatric"
],
"inPlanNetworkIndicatorCode": "Y",
"additionalInformation": [
{
"description": "Prior authorization may be required. Covered No Limit. (Primary Care Provider (PCP) and other practitioner office visits do not require prior authorization.) Note| Services (excluding Emergency Room Care / Emergency Services) rendered by an out-of-network provider"
}
]
},
{
"coverageLevelCode": "FAM",
"inPlanNetworkIndicator": "Yes",
"coverageLevel": "Family",
"serviceTypes": [
"Psychiatric"
],
"timeQualifierCode": "27",
"name": "Co-Insurance",
"serviceTypeCodes": [
"A4"
],
"benefitPercent": "0.5",
"inPlanNetworkIndicatorCode": "Y",
"planCoverage": "Gold Plan",
"timeQualifier": "Visit",
"code": "A"
},
{
"serviceTypeCodes": [
"A4"
],
"name": "Non-Covered",
"serviceTypes": [
"Psychiatric"
],
"planCoverage": "Gold Plan",
"inPlanNetworkIndicatorCode": "N",
"code": "I",
"inPlanNetworkIndicator": "No"
},
{
"name": "Active Coverage",
"code": "1",
"planCoverage": "Gold Plan",
"serviceTypeCodes": [
"A6"
],
"serviceTypes": [
"Psychotherapy"
],
"inPlanNetworkIndicatorCode": "Y",
"inPlanNetworkIndicator": "Yes"
},
{
"timeQualifierCode": "27",
"inPlanNetworkIndicatorCode": "Y",
"benefitPercent": "0.5",
"planCoverage": "Gold Plan",
"timeQualifier": "Visit",
"name": "Co-Insurance",
"coverageLevelCode": "FAM",
"serviceTypeCodes": [
"A6"
],
"serviceTypes": [
"Psychotherapy"
],
"inPlanNetworkIndicator": "Yes",
"coverageLevel": "Family",
"code": "A"
},
{
"inPlanNetworkIndicator": "No",
"inPlanNetworkIndicatorCode": "N",
"code": "I",
"planCoverage": "Gold Plan",
"name": "Non-Covered",
"serviceTypeCodes": [
"A6"
],
"serviceTypes": [
"Psychotherapy"
]
},
{
"planCoverage": "Gold Plan",
"code": "1",
"serviceTypes": [
"Psychiatric - Inpatient"
],
"inPlanNetworkIndicatorCode": "Y",
"serviceTypeCodes": [
"A7"
],
"inPlanNetworkIndicator": "Yes",
"name": "Active Coverage"
},
{
"timeQualifier": "Visit",
"coverageLevelCode": "FAM",
"coverageLevel": "Family",
"inPlanNetworkIndicator": "Yes",
"inPlanNetworkIndicatorCode": "Y",
"planCoverage": "Gold Plan",
"serviceTypeCodes": [
"A7"
],
"timeQualifierCode": "27",
"name": "Co-Insurance",
"code": "A",
"serviceTypes": [
"Psychiatric - Inpatient"
],
"benefitPercent": "0.5"
},
{
"code": "I",
"planCoverage": "Gold Plan",
"inPlanNetworkIndicator": "No",
"serviceTypeCodes": [
"A7"
],
"serviceTypes": [
"Psychiatric - Inpatient"
],
"name": "Non-Covered",
"inPlanNetworkIndicatorCode": "N"
},
{
"code": "1",
"serviceTypes": [
"Psychiatric - Outpatient"
],
"planCoverage": "Gold Plan",
"serviceTypeCodes": [
"A8"
],
"inPlanNetworkIndicator": "Yes",
"name": "Active Coverage",
"inPlanNetworkIndicatorCode": "Y"
},
{
"timeQualifierCode": "27",
"timeQualifier": "Visit",
"inPlanNetworkIndicatorCode": "Y",
"coverageLevel": "Family",
"coverageLevelCode": "FAM",
"serviceTypeCodes": [
"A8"
],
"benefitPercent": "0.5",
"name": "Co-Insurance",
"planCoverage": "Gold Plan",
"code": "A",
"inPlanNetworkIndicator": "Yes",
"serviceTypes": [
"Psychiatric - Outpatient"
]
},
{
"serviceTypes": [
"Psychiatric - Outpatient"
],
"inPlanNetworkIndicator": "No",
"name": "Non-Covered",
"serviceTypeCodes": [
"A8"
],
"code": "I",
"planCoverage": "Gold Plan",
"inPlanNetworkIndicatorCode": "N"
},
{
"inPlanNetworkIndicatorCode": "Y",
"name": "Active Coverage",
"serviceTypeCodes": [
"AD"
],
"serviceTypes": [
"Occupational Therapy"
],
"inPlanNetworkIndicator": "Yes",
"planCoverage": "Gold Plan",
"code": "1"
},
{
"inPlanNetworkIndicator": "Yes",
"serviceTypeCodes": [
"AD"
],
"planCoverage": "Gold Plan",
"coverageLevel": "Family",
"timeQualifierCode": "27",
"serviceTypes": [
"Occupational Therapy"
],
"code": "A",
"timeQualifier": "Visit",
"coverageLevelCode": "FAM",
"inPlanNetworkIndicatorCode": "Y",
"benefitPercent": "0.5",
"name": "Co-Insurance"
},
{
"code": "I",
"serviceTypeCodes": [
"AD"
],
"serviceTypes": [
"Occupational Therapy"
],
"name": "Non-Covered",
"planCoverage": "Gold Plan",
"inPlanNetworkIndicatorCode": "N",
"inPlanNetworkIndicator": "No"
},
{
"code": "1",
"inPlanNetworkIndicator": "Yes",
"serviceTypes": [
"Speech Therapy"
],
"serviceTypeCodes": [
"AF"
],
"planCoverage": "Gold Plan",
"name": "Active Coverage",
"inPlanNetworkIndicatorCode": "Y"
},
{
"benefitPercent": "0.5",
"inPlanNetworkIndicator": "Yes",
"timeQualifierCode": "27",
"coverageLevel": "Family",
"serviceTypeCodes": [
"AF"
],
"coverageLevelCode": "FAM",
"serviceTypes": [
"Speech Therapy"
],
"code": "A",
"planCoverage": "Gold Plan",
"name": "Co-Insurance",
"timeQualifier": "Visit",
"inPlanNetworkIndicatorCode": "Y"
},
{
"planCoverage": "Gold Plan",
"name": "Non-Covered",
"code": "I",
"serviceTypeCodes": [
"AF"
],
"serviceTypes": [
"Speech Therapy"
],
"inPlanNetworkIndicatorCode": "N",
"inPlanNetworkIndicator": "No"
},
{
"serviceTypeCodes": [
"AG"
],
"additionalInformation": [
{
"description": "Prior authorization may be required. Limited to 150 days per year."
}
],
"inPlanNetworkIndicator": "Yes",
"planCoverage": "Gold Plan",
"code": "1",
"name": "Active Coverage",
"serviceTypes": [
"Skilled Nursing Care"
],
"inPlanNetworkIndicatorCode": "Y"
},
{
"serviceTypeCodes": [
"AG"
],
"serviceTypes": [
"Skilled Nursing Care"
],
"planCoverage": "Gold Plan",
"name": "Co-Insurance",
"coverageLevelCode": "FAM",
"code": "A",
"coverageLevel": "Family",
"benefitPercent": "0.5",
"inPlanNetworkIndicator": "Yes",
"timeQualifierCode": "27",
"inPlanNetworkIndicatorCode": "Y",
"timeQualifier": "Visit"
},
{
"inPlanNetworkIndicatorCode": "N",
"planCoverage": "Gold Plan",
"serviceTypeCodes": [
"AG"
],
"serviceTypes": [
"Skilled Nursing Care"
],
"inPlanNetworkIndicator": "No",
"name": "Non-Covered",
"code": "I"
},
{
"name": "Active Coverage",
"inPlanNetworkIndicatorCode": "Y",
"inPlanNetworkIndicator": "Yes",
"serviceTypes": [
"Physician Visit - Office: Well"
],
"serviceTypeCodes": [
"BZ"
],
"planCoverage": "Gold Plan",
"additionalInformation": [
{
"description": "Covered in accordance with ACA guidelines."
}
],
"code": "1"
},
{
"coverageLevelCode": "FAM",
"inPlanNetworkIndicatorCode": "Y",
"serviceTypeCodes": [
"BZ"
],
"inPlanNetworkIndicator": "Yes",
"name": "Co-Payment",
"coverageLevel": "Family",
"timeQualifierCode": "27",
"code": "B",
"serviceTypes": [
"Physician Visit - Office: Well"
],
"planCoverage": "Gold Plan",
"timeQualifier": "Visit",
"benefitAmount": "0"
},
{
"serviceTypes": [
"Physician Visit - Office: Well"
],
"code": "I",
"serviceTypeCodes": [
"BZ"
],
"planCoverage": "Gold Plan",
"inPlanNetworkIndicatorCode": "N",
"name": "Non-Covered",
"inPlanNetworkIndicator": "No"
},
{
"code": "1",
"inPlanNetworkIndicatorCode": "Y",
"planCoverage": "Gold Plan",
"inPlanNetworkIndicator": "Yes",
"name": "Active Coverage",
"serviceTypes": [
"Mental Health"
],
"additionalInformation": [
{
"description": "Prior authorization may be required. Covered No Limit."
}
],
"serviceTypeCodes": [
"MH"
]
},
{
"serviceTypeCodes": [
"MH"
],
"code": "A",
"serviceTypes": [
"Mental Health"
],
"coverageLevel": "Family",
"coverageLevelCode": "FAM",
"planCoverage": "Gold Plan",
"timeQualifier": "Visit",
"benefitPercent": "0.5",
"name": "Co-Insurance",
"inPlanNetworkIndicator": "Yes",
"inPlanNetworkIndicatorCode": "Y",
"timeQualifierCode": "27"
},
{
"inPlanNetworkIndicator": "No",
"planCoverage": "Gold Plan",
"serviceTypes": [
"Mental Health"
],
"name": "Non-Covered",
"code": "I",
"serviceTypeCodes": [
"MH"
],
"inPlanNetworkIndicatorCode": "N"
},
{
"code": "1",
"serviceTypes": [
"Physical Therapy"
],
"planCoverage": "Gold Plan",
"inPlanNetworkIndicatorCode": "Y",
"inPlanNetworkIndicator": "Yes",
"name": "Active Coverage",
"serviceTypeCodes": [
"PT"
]
},
{
"additionalInformation": [
{
"description": "per visit"
}
],
"name": "Co-Payment",
"timeQualifierCode": "27",
"coverageLevel": "Family",
"planCoverage": "Gold Plan",
"coverageLevelCode": "FAM",
"benefitAmount": "15",
"inPlanNetworkIndicatorCode": "Y",
"inPlanNetworkIndicator": "Yes",
"code": "B",
"serviceTypeCodes": [
"PT"
],
"serviceTypes": [
"Physical Therapy"
],
"timeQualifier": "Visit"
},
{
"serviceTypeCodes": [
"PT"
],
"name": "Non-Covered",
"serviceTypes": [
"Physical Therapy"
],
"planCoverage": "Gold Plan",
"inPlanNetworkIndicator": "No",
"code": "I",
"inPlanNetworkIndicatorCode": "N"
},
{
"serviceTypeCodes": [
"UC"
],
"serviceTypes": [
"Urgent Care"
],
"inPlanNetworkIndicatorCode": "Y",
"name": "Active Coverage",
"inPlanNetworkIndicator": "Yes",
"additionalInformation": [
{
"description": "Covered No Limit."
}
],
"code": "1",
"planCoverage": "Gold Plan"
},
{
"serviceTypes": [
"Urgent Care"
],
"timeQualifierCode": "27",
"serviceTypeCodes": [
"UC"
],
"coverageLevelCode": "FAM",
"timeQualifier": "Visit",
"benefitAmount": "10",
"inPlanNetworkIndicatorCode": "Y",
"name": "Co-Payment",
"planCoverage": "Gold Plan",
"coverageLevel": "Family",
"additionalInformation": [
{
"description": "per visit"
}
],
"code": "B",
"inPlanNetworkIndicator": "Yes"
},
{
"name": "Active Coverage",
"serviceTypeCodes": [
"UC"
],
"serviceTypes": [
"Urgent Care"
],
"planCoverage": "Gold Plan",
"inPlanNetworkIndicatorCode": "N",
"additionalInformation": [
{
"description": "Covered No Limit."
}
],
"inPlanNetworkIndicator": "No",
"code": "1"
},
{
"benefitAmount": "10",
"inPlanNetworkIndicator": "No",
"additionalInformation": [
{
"description": "per visit"
}
],
"code": "B",
"inPlanNetworkIndicatorCode": "N",
"timeQualifier": "Visit",
"serviceTypeCodes": [
"UC"
],
"coverageLevelCode": "FAM",
"planCoverage": "Gold Plan",
"name": "Co-Payment",
"serviceTypes": [
"Urgent Care"
],
"coverageLevel": "Family",
"timeQualifierCode": "27"
},
{
"name": "Deductible",
"serviceTypeCodes": [
"30"
],
"timeQualifierCode": "23",
"timeQualifier": "Calendar Year",
"benefitAmount": "0",
"code": "C",
"inPlanNetworkIndicatorCode": "Y",
"inPlanNetworkIndicator": "Yes",
"planCoverage": "Gold Plan",
"coverageLevel": "Individual",
"coverageLevelCode": "IND",
"serviceTypes": [
"Health Benefit Plan Coverage"
]
},
{
"planCoverage": "Gold Plan",
"serviceTypeCodes": [
"30"
],
"name": "Deductible",
"code": "C",
"timeQualifierCode": "29",
"serviceTypes": [
"Health Benefit Plan Coverage"
],
"inPlanNetworkIndicator": "Yes",
"coverageLevel": "Individual",
"coverageLevelCode": "IND",
"timeQualifier": "Remaining",
"benefitAmount": "0",
"inPlanNetworkIndicatorCode": "Y"
},
{
"coverageLevelCode": "FAM",
"name": "Deductible",
"serviceTypes": [
"Health Benefit Plan Coverage"
],
"coverageLevel": "Family",
"inPlanNetworkIndicatorCode": "Y",
"timeQualifier": "Calendar Year",
"benefitAmount": "0",
"serviceTypeCodes": [
"30"
],
"code": "C",
"inPlanNetworkIndicator": "Yes",
"timeQualifierCode": "23",
"planCoverage": "Gold Plan"
},
{
"inPlanNetworkIndicatorCode": "Y",
"serviceTypeCodes": [
"30"
],
"code": "C",
"name": "Deductible",
"timeQualifierCode": "29",
"inPlanNetworkIndicator": "Yes",
"serviceTypes": [
"Health Benefit Plan Coverage"
],
"planCoverage": "Gold Plan",
"coverageLevelCode": "FAM",
"timeQualifier": "Remaining",
"coverageLevel": "Family",
"benefitAmount": "0"
},
{
"serviceTypeCodes": [
"30"
],
"name": "Deductible",
"planCoverage": "Gold Plan",
"inPlanNetworkIndicator": "No",
"coverageLevelCode": "IND",
"timeQualifierCode": "23",
"timeQualifier": "Calendar Year",
"coverageLevel": "Individual",
"code": "C",
"serviceTypes": [
"Health Benefit Plan Coverage"
],
"inPlanNetworkIndicatorCode": "N",
"benefitAmount": "0"
},
{
"timeQualifierCode": "29",
"benefitAmount": "0",
"name": "Deductible",
"coverageLevel": "Individual",
"planCoverage": "Gold Plan",
"code": "C",
"inPlanNetworkIndicatorCode": "N",
"inPlanNetworkIndicator": "No",
"timeQualifier": "Remaining",
"coverageLevelCode": "IND",
"serviceTypeCodes": [
"30"
],
"serviceTypes": [
"Health Benefit Plan Coverage"
]
},
{
"benefitAmount": "0",
"inPlanNetworkIndicatorCode": "N",
"coverageLevelCode": "FAM",
"code": "C",
"serviceTypes": [
"Health Benefit Plan Coverage"
],
"planCoverage": "Gold Plan",
"inPlanNetworkIndicator": "No",
"timeQualifierCode": "23",
"name": "Deductible",
"serviceTypeCodes": [
"30"
],
"timeQualifier": "Calendar Year",
"coverageLevel": "Family"
},
{
"coverageLevel": "Family",
"serviceTypeCodes": [
"30"
],
"timeQualifierCode": "29",
"benefitAmount": "0",
"inPlanNetworkIndicatorCode": "N",
"serviceTypes": [
"Health Benefit Plan Coverage"
],
"name": "Deductible",
"inPlanNetworkIndicator": "No",
"coverageLevelCode": "FAM",
"timeQualifier": "Remaining",
"planCoverage": "Gold Plan",
"code": "C"
},
{
"coverageLevel": "Individual",
"inPlanNetworkIndicator": "Yes",
"benefitAmount": "3000",
"name": "Out of Pocket (Stop Loss)",
"serviceTypeCodes": [
"30"
],
"planCoverage": "Gold Plan",
"timeQualifier": "Calendar Year",
"code": "G",
"timeQualifierCode": "23",
"inPlanNetworkIndicatorCode": "Y",
"serviceTypes": [
"Health Benefit Plan Coverage"
],
"coverageLevelCode": "IND"
},
{
"code": "G",
"coverageLevel": "Individual",
"timeQualifier": "Remaining",
"planCoverage": "Gold Plan",
"name": "Out of Pocket (Stop Loss)",
"timeQualifierCode": "29",
"coverageLevelCode": "IND",
"inPlanNetworkIndicator": "Yes",
"inPlanNetworkIndicatorCode": "Y",
"serviceTypeCodes": [
"30"
],
"benefitAmount": "2000",
"serviceTypes": [
"Health Benefit Plan Coverage"
]
},
{
"serviceTypeCodes": [
"30"
],
"serviceTypes": [
"Health Benefit Plan Coverage"
],
"code": "G",
"name": "Out of Pocket (Stop Loss)",
"inPlanNetworkIndicatorCode": "Y",
"timeQualifier": "Calendar Year",
"timeQualifierCode": "23",
"benefitAmount": "6000",
"coverageLevelCode": "FAM",
"planCoverage": "Gold Plan",
"inPlanNetworkIndicator": "Yes",
"coverageLevel": "Family"
},
{
"code": "G",
"coverageLevelCode": "FAM",
"coverageLevel": "Family",
"benefitAmount": "5000",
"timeQualifierCode": "29",
"inPlanNetworkIndicator": "Yes",
"serviceTypes": [
"Health Benefit Plan Coverage"
],
"inPlanNetworkIndicatorCode": "Y",
"name": "Out of Pocket (Stop Loss)",
"planCoverage": "Gold Plan",
"serviceTypeCodes": [
"30"
],
"timeQualifier": "Remaining"
},
{
"coverageLevelCode": "IND",
"benefitAmount": "0",
"serviceTypeCodes": [
"30"
],
"timeQualifier": "Calendar Year",
"planCoverage": "Gold Plan",
"name": "Out of Pocket (Stop Loss)",
"code": "G",
"coverageLevel": "Individual",
"serviceTypes": [
"Health Benefit Plan Coverage"
],
"timeQualifierCode": "23",
"inPlanNetworkIndicatorCode": "N",
"inPlanNetworkIndicator": "No"
},
{
"benefitAmount": "0",
"inPlanNetworkIndicatorCode": "N",
"inPlanNetworkIndicator": "No",
"code": "G",
"coverageLevel": "Individual",
"serviceTypeCodes": [
"30"
],
"timeQualifierCode": "29",
"timeQualifier": "Remaining",
"coverageLevelCode": "IND",
"name": "Out of Pocket (Stop Loss)",
"serviceTypes": [
"Health Benefit Plan Coverage"
],
"planCoverage": "Gold Plan"
},
{
"code": "G",
"inPlanNetworkIndicator": "No",
"serviceTypes": [
"Health Benefit Plan Coverage"
],
"timeQualifierCode": "23",
"inPlanNetworkIndicatorCode": "N",
"benefitAmount": "0",
"timeQualifier": "Calendar Year",
"coverageLevel": "Family",
"name": "Out of Pocket (Stop Loss)",
"serviceTypeCodes": [
"30"
],
"coverageLevelCode": "FAM",
"planCoverage": "Gold Plan"
},
{
"benefitAmount": "0",
"serviceTypes": [
"Health Benefit Plan Coverage"
],
"planCoverage": "Gold Plan",
"name": "Out of Pocket (Stop Loss)",
"inPlanNetworkIndicator": "No",
"code": "G",
"inPlanNetworkIndicatorCode": "N",
"coverageLevel": "Family",
"serviceTypeCodes": [
"30"
],
"timeQualifierCode": "29",
"timeQualifier": "Remaining",
"coverageLevelCode": "FAM"
}
],
"confidence": {
"level": "REVIEW_NEEDED",
"reason": "This record was identified as a low confidence match due to a DOB partial match"
}
}
],
"meta": {
"applicationMode": "production",
"traceId": "1-abcdef12-123456789abcdef123456789"
},
"status": "COMPLETE"
}
Submit an insurance discovery check in JSON format
curl --request POST \
--url https://healthcare.us.stedi.com/2024-04-01/insurance-discovery/check/v1 \
--header 'Authorization: <api-key>' \
--header 'Content-Type: application/json' \
--data '{
"provider": {
"npi": "1999999984"
},
"subscriber": {
"firstName": "John",
"lastName": "Smith",
"middleName": "Robert",
"dateOfBirth": "19800101",
"ssn": "123456789",
"gender": "M",
"address": {
"address1": "123 Main St",
"city": "Springfield",
"state": "IL",
"postalCode": "62701"
}
},
"encounter": {
"beginningDateOfService": "20240326",
"endDateOfService": "20240326"
}
}'
{
"discoveryId": "12345678-abcd-4321-efgh-987654321abc",
"items": [
{
"provider": {
"providerName": "provider",
"entityType": "Non-Person Entity",
"npi": "1999999984"
},
"subscriber": {
"memberId": "987654321000",
"firstName": "John",
"lastName": "Doe",
"middleName": "Smith",
"gender": "M",
"dateOfBirth": "19900115",
"groupNumber": "123456-78",
"planNumber": "123456-EXMPL9876",
"groupDescription": "Individual On-Exchange",
"address": {
"address1": "123 Main Street",
"city": "ANYTOWN",
"state": "CA",
"postalCode": "12345"
}
},
"payer": {
"name": "EXAMPLE INSURANCE CO"
},
"planInformation": {
"planNumber": "123456-EXMPL9876",
"groupNumber": "123456-78",
"groupDescription": "Individual On-Exchange"
},
"planDateInformation": {
"planBegin": "20250101",
"eligibilityBegin": "20250101",
"service": "20250301"
},
"benefitsInformation": [
{
"inPlanNetworkIndicatorCode": "W",
"benefitsRelatedEntities": [
{
"entityIdentifier": "Primary Care Provider",
"entityIdentification": "XX",
"entityName": "Dough",
"entityIdentificationValue": "1234567890",
"entityFirstname": "Jane",
"entityType": "Person"
}
],
"additionalInformation": [
{
"description": "To determine if a prior authorization is required, please check the health plan's website."
}
],
"serviceTypeCodes": [
"30"
],
"serviceTypes": [
"Health Benefit Plan Coverage"
],
"inPlanNetworkIndicator": "Not Applicable",
"name": "Active Coverage",
"code": "1",
"planCoverage": "Gold Plan"
},
{
"serviceTypes": [
"Medical Care"
],
"name": "Active Coverage",
"planCoverage": "Gold Plan",
"inPlanNetworkIndicatorCode": "W",
"serviceTypeCodes": [
"1"
],
"inPlanNetworkIndicator": "Not Applicable",
"code": "1"
},
{
"additionalInformation": [
{
"description": "Prior authorization may be required. Covered No Limit."
}
],
"inPlanNetworkIndicatorCode": "Y",
"code": "1",
"name": "Active Coverage",
"serviceTypeCodes": [
"4"
],
"serviceTypes": [
"Diagnostic X-Ray"
],
"inPlanNetworkIndicator": "Yes",
"planCoverage": "Gold Plan"
},
{
"inPlanNetworkIndicator": "Yes",
"code": "A",
"serviceTypeCodes": [
"4"
],
"name": "Co-Insurance",
"coverageLevel": "Family",
"serviceTypes": [
"Diagnostic X-Ray"
],
"inPlanNetworkIndicatorCode": "Y",
"benefitPercent": "0.5",
"planCoverage": "Gold Plan",
"timeQualifierCode": "27",
"timeQualifier": "Visit",
"coverageLevelCode": "FAM"
},
{
"name": "Non-Covered",
"serviceTypeCodes": [
"4"
],
"serviceTypes": [
"Diagnostic X-Ray"
],
"planCoverage": "Gold Plan",
"inPlanNetworkIndicatorCode": "N",
"inPlanNetworkIndicator": "No",
"code": "I"
},
{
"code": "1",
"planCoverage": "Gold Plan",
"serviceTypes": [
"Diagnostic Lab"
],
"inPlanNetworkIndicatorCode": "Y",
"inPlanNetworkIndicator": "Yes",
"name": "Active Coverage",
"serviceTypeCodes": [
"5"
]
},
{
"code": "B",
"name": "Co-Payment",
"inPlanNetworkIndicator": "Yes",
"planCoverage": "Gold Plan",
"coverageLevelCode": "FAM",
"benefitAmount": "20",
"coverageLevel": "Family",
"serviceTypeCodes": [
"5"
],
"serviceTypes": [
"Diagnostic Lab"
],
"timeQualifier": "Visit",
"timeQualifierCode": "27",
"inPlanNetworkIndicatorCode": "Y",
"additionalInformation": [
{
"description": "per visit"
}
]
},
{
"inPlanNetworkIndicatorCode": "N",
"inPlanNetworkIndicator": "No",
"serviceTypeCodes": [
"5"
],
"name": "Non-Covered",
"code": "I",
"planCoverage": "Gold Plan",
"serviceTypes": [
"Diagnostic Lab"
]
},
{
"serviceTypeCodes": [
"12"
],
"planCoverage": "Gold Plan",
"inPlanNetworkIndicator": "Yes",
"serviceTypes": [
"Durable Medical Equipment Purchase"
],
"name": "Active Coverage",
"inPlanNetworkIndicatorCode": "Y",
"additionalInformation": [
{
"description": "Prior authorization may be required. Covered No Limit."
}
],
"code": "1"
},
{
"serviceTypes": [
"Durable Medical Equipment Purchase"
],
"benefitPercent": "0.5",
"inPlanNetworkIndicator": "Yes",
"timeQualifierCode": "27",
"coverageLevelCode": "FAM",
"coverageLevel": "Family",
"planCoverage": "Gold Plan",
"inPlanNetworkIndicatorCode": "Y",
"code": "A",
"timeQualifier": "Visit",
"name": "Co-Insurance",
"serviceTypeCodes": [
"12"
]
},
{
"name": "Non-Covered",
"serviceTypes": [
"Durable Medical Equipment Purchase"
],
"inPlanNetworkIndicatorCode": "N",
"code": "I",
"planCoverage": "Gold Plan",
"inPlanNetworkIndicator": "No",
"serviceTypeCodes": [
"12"
]
},
{
"planCoverage": "Gold Plan",
"inPlanNetworkIndicator": "Yes",
"serviceTypes": [
"Ambulatory Service Center Facility"
],
"code": "1",
"inPlanNetworkIndicatorCode": "Y",
"name": "Active Coverage",
"serviceTypeCodes": [
"13"
]
},
{
"coverageLevel": "Family",
"inPlanNetworkIndicator": "Yes",
"benefitPercent": "0.5",
"timeQualifier": "Visit",
"serviceTypes": [
"Ambulatory Service Center Facility"
],
"code": "A",
"coverageLevelCode": "FAM",
"planCoverage": "Gold Plan",
"serviceTypeCodes": [
"13"
],
"timeQualifierCode": "27",
"name": "Co-Insurance",
"inPlanNetworkIndicatorCode": "Y"
},
{
"inPlanNetworkIndicator": "No",
"code": "I",
"name": "Non-Covered",
"serviceTypeCodes": [
"13"
],
"serviceTypes": [
"Ambulatory Service Center Facility"
],
"planCoverage": "Gold Plan",
"inPlanNetworkIndicatorCode": "N"
},
{
"additionalInformation": [
{
"description": "Prior authorization may be required. Covered No Limit."
}
],
"inPlanNetworkIndicatorCode": "Y",
"serviceTypeCodes": [
"18"
],
"name": "Active Coverage",
"inPlanNetworkIndicator": "Yes",
"code": "1",
"planCoverage": "Gold Plan",
"serviceTypes": [
"Durable Medical Equipment Rental"
]
},
{
"serviceTypes": [
"Durable Medical Equipment Rental"
],
"serviceTypeCodes": [
"18"
],
"planCoverage": "Gold Plan",
"timeQualifier": "Visit",
"name": "Co-Insurance",
"coverageLevel": "Family",
"inPlanNetworkIndicatorCode": "Y",
"code": "A",
"inPlanNetworkIndicator": "Yes",
"benefitPercent": "0.5",
"timeQualifierCode": "27",
"coverageLevelCode": "FAM"
},
{
"serviceTypeCodes": [
"18"
],
"serviceTypes": [
"Durable Medical Equipment Rental"
],
"planCoverage": "Gold Plan",
"inPlanNetworkIndicatorCode": "N",
"inPlanNetworkIndicator": "No",
"code": "I",
"name": "Non-Covered"
},
{
"serviceTypeCodes": [
"33"
],
"serviceTypes": [
"Chiropractic"
],
"planCoverage": "Gold Plan",
"additionalInformation": [
{
"description": "Limited to 26 visits per year (visits in excess of 26 require prior authorization)."
}
],
"inPlanNetworkIndicatorCode": "Y",
"name": "Active Coverage",
"inPlanNetworkIndicator": "Yes",
"code": "1"
},
{
"coverageLevel": "Family",
"planCoverage": "Gold Plan",
"timeQualifierCode": "27",
"benefitPercent": "0.5",
"inPlanNetworkIndicator": "Yes",
"code": "A",
"name": "Co-Insurance",
"serviceTypes": [
"Chiropractic"
],
"serviceTypeCodes": [
"33"
],
"timeQualifier": "Visit",
"inPlanNetworkIndicatorCode": "Y",
"coverageLevelCode": "FAM"
},
{
"planCoverage": "Gold Plan",
"serviceTypes": [
"Chiropractic"
],
"inPlanNetworkIndicator": "No",
"inPlanNetworkIndicatorCode": "N",
"name": "Non-Covered",
"code": "I",
"serviceTypeCodes": [
"33"
]
},
{
"code": "1",
"name": "Active Coverage",
"serviceTypeCodes": [
"48"
],
"inPlanNetworkIndicator": "Yes",
"additionalInformation": [
{
"description": "Prior authorization may be required. Covered No Limit."
}
],
"serviceTypes": [
"Hospital - Inpatient"
],
"inPlanNetworkIndicatorCode": "Y",
"planCoverage": "Gold Plan"
},
{
"code": "A",
"coverageLevel": "Family",
"benefitPercent": "0.5",
"timeQualifierCode": "27",
"name": "Co-Insurance",
"inPlanNetworkIndicator": "Yes",
"coverageLevelCode": "FAM",
"timeQualifier": "Visit",
"inPlanNetworkIndicatorCode": "Y",
"serviceTypes": [
"Hospital - Inpatient"
],
"planCoverage": "Gold Plan",
"serviceTypeCodes": [
"48"
]
},
{
"serviceTypeCodes": [
"48"
],
"serviceTypes": [
"Hospital - Inpatient"
],
"code": "I",
"name": "Non-Covered",
"inPlanNetworkIndicatorCode": "N",
"planCoverage": "Gold Plan",
"inPlanNetworkIndicator": "No"
},
{
"serviceTypes": [
"Hospital - Outpatient"
],
"inPlanNetworkIndicatorCode": "Y",
"inPlanNetworkIndicator": "Yes",
"additionalInformation": [
{
"description": "Prior authorization may be required. Covered No Limit."
}
],
"code": "1",
"planCoverage": "Gold Plan",
"name": "Active Coverage",
"serviceTypeCodes": [
"50"
]
},
{
"timeQualifier": "Visit",
"coverageLevelCode": "FAM",
"code": "A",
"inPlanNetworkIndicatorCode": "Y",
"name": "Co-Insurance",
"serviceTypeCodes": [
"50"
],
"coverageLevel": "Family",
"planCoverage": "Gold Plan",
"benefitPercent": "0.5",
"serviceTypes": [
"Hospital - Outpatient"
],
"inPlanNetworkIndicator": "Yes",
"timeQualifierCode": "27"
},
{
"serviceTypeCodes": [
"50"
],
"serviceTypes": [
"Hospital - Outpatient"
],
"planCoverage": "Gold Plan",
"code": "I",
"inPlanNetworkIndicatorCode": "N",
"inPlanNetworkIndicator": "No",
"name": "Non-Covered"
},
{
"inPlanNetworkIndicatorCode": "Y",
"planCoverage": "Gold Plan",
"serviceTypeCodes": [
"51"
],
"serviceTypes": [
"Hospital - Emergency Accident"
],
"inPlanNetworkIndicator": "Yes",
"additionalInformation": [
{
"description": "Covered No Limit."
}
],
"code": "1",
"name": "Active Coverage"
},
{
"timeQualifierCode": "27",
"coverageLevel": "Family",
"planCoverage": "Gold Plan",
"name": "Co-Insurance",
"serviceTypeCodes": [
"51"
],
"timeQualifier": "Visit",
"serviceTypes": [
"Hospital - Emergency Accident"
],
"benefitPercent": "0.5",
"code": "A",
"inPlanNetworkIndicatorCode": "Y",
"inPlanNetworkIndicator": "Yes",
"coverageLevelCode": "FAM"
},
{
"planCoverage": "Gold Plan",
"serviceTypes": [
"Hospital - Emergency Accident"
],
"code": "1",
"additionalInformation": [
{
"description": "Covered No Limit."
}
],
"name": "Active Coverage",
"inPlanNetworkIndicatorCode": "N",
"inPlanNetworkIndicator": "No",
"serviceTypeCodes": [
"51"
]
},
{
"coverageLevel": "Family",
"code": "A",
"benefitPercent": "0.5",
"serviceTypeCodes": [
"51"
],
"planCoverage": "Gold Plan",
"timeQualifierCode": "27",
"name": "Co-Insurance",
"serviceTypes": [
"Hospital - Emergency Accident"
],
"coverageLevelCode": "FAM",
"inPlanNetworkIndicator": "No",
"timeQualifier": "Visit",
"inPlanNetworkIndicatorCode": "N"
},
{
"planCoverage": "Gold Plan",
"name": "Active Coverage",
"code": "1",
"additionalInformation": [
{
"description": "Covered No Limit."
}
],
"serviceTypes": [
"Hospital - Emergency Medical"
],
"inPlanNetworkIndicatorCode": "Y",
"serviceTypeCodes": [
"52"
],
"inPlanNetworkIndicator": "Yes"
},
{
"inPlanNetworkIndicatorCode": "Y",
"timeQualifier": "Visit",
"benefitPercent": "0.5",
"serviceTypes": [
"Hospital - Emergency Medical"
],
"code": "A",
"serviceTypeCodes": [
"52"
],
"coverageLevelCode": "FAM",
"planCoverage": "Gold Plan",
"name": "Co-Insurance",
"timeQualifierCode": "27",
"coverageLevel": "Family",
"inPlanNetworkIndicator": "Yes"
},
{
"serviceTypes": [
"Hospital - Emergency Medical"
],
"serviceTypeCodes": [
"52"
],
"name": "Active Coverage",
"planCoverage": "Gold Plan",
"inPlanNetworkIndicator": "No",
"additionalInformation": [
{
"description": "Covered No Limit."
}
],
"inPlanNetworkIndicatorCode": "N",
"code": "1"
},
{
"timeQualifierCode": "27",
"timeQualifier": "Visit",
"name": "Co-Insurance",
"inPlanNetworkIndicator": "No",
"inPlanNetworkIndicatorCode": "N",
"coverageLevel": "Family",
"coverageLevelCode": "FAM",
"serviceTypeCodes": [
"52"
],
"serviceTypes": [
"Hospital - Emergency Medical"
],
"code": "A",
"planCoverage": "Gold Plan",
"benefitPercent": "0.5"
},
{
"inPlanNetworkIndicator": "Yes",
"name": "Active Coverage",
"inPlanNetworkIndicatorCode": "Y",
"planCoverage": "Gold Plan",
"serviceTypeCodes": [
"53"
],
"code": "1",
"serviceTypes": [
"Hospital - Ambulatory Surgical"
]
},
{
"timeQualifier": "Visit",
"planCoverage": "Gold Plan",
"serviceTypeCodes": [
"53"
],
"coverageLevelCode": "FAM",
"benefitPercent": "0.5",
"timeQualifierCode": "27",
"inPlanNetworkIndicatorCode": "Y",
"inPlanNetworkIndicator": "Yes",
"coverageLevel": "Family",
"serviceTypes": [
"Hospital - Ambulatory Surgical"
],
"code": "A",
"name": "Co-Insurance"
},
{
"name": "Non-Covered",
"planCoverage": "Gold Plan",
"inPlanNetworkIndicator": "No",
"inPlanNetworkIndicatorCode": "N",
"serviceTypeCodes": [
"53"
],
"code": "I",
"serviceTypes": [
"Hospital - Ambulatory Surgical"
]
},
{
"serviceTypeCodes": [
"62"
],
"name": "Active Coverage",
"planCoverage": "Gold Plan",
"inPlanNetworkIndicator": "Yes",
"serviceTypes": [
"MRI/CAT Scan"
],
"inPlanNetworkIndicatorCode": "Y",
"additionalInformation": [
{
"description": "Prior authorization may be required. Covered No Limit."
}
],
"code": "1"
},
{
"timeQualifierCode": "27",
"code": "A",
"name": "Co-Insurance",
"coverageLevelCode": "FAM",
"coverageLevel": "Family",
"planCoverage": "Gold Plan",
"serviceTypes": [
"MRI/CAT Scan"
],
"serviceTypeCodes": [
"62"
],
"benefitPercent": "0.5",
"inPlanNetworkIndicatorCode": "Y",
"inPlanNetworkIndicator": "Yes",
"timeQualifier": "Visit"
},
{
"serviceTypes": [
"MRI/CAT Scan"
],
"serviceTypeCodes": [
"62"
],
"code": "I",
"planCoverage": "Gold Plan",
"inPlanNetworkIndicatorCode": "N",
"inPlanNetworkIndicator": "No",
"name": "Non-Covered"
},
{
"planCoverage": "Gold Plan",
"name": "Active Coverage",
"inPlanNetworkIndicatorCode": "Y",
"inPlanNetworkIndicator": "Yes",
"code": "1",
"serviceTypeCodes": [
"65"
],
"serviceTypes": [
"Newborn Care"
],
"additionalInformation": [
{
"description": "Prior authorization may be required. Covered No Limit."
}
]
},
{
"planCoverage": "Gold Plan",
"serviceTypeCodes": [
"65"
],
"benefitPercent": "0.5",
"timeQualifier": "Visit",
"inPlanNetworkIndicatorCode": "Y",
"coverageLevelCode": "FAM",
"serviceTypes": [
"Newborn Care"
],
"coverageLevel": "Family",
"code": "A",
"inPlanNetworkIndicator": "Yes",
"timeQualifierCode": "27",
"name": "Co-Insurance"
},
{
"name": "Non-Covered",
"code": "I",
"planCoverage": "Gold Plan",
"serviceTypeCodes": [
"65"
],
"inPlanNetworkIndicatorCode": "N",
"inPlanNetworkIndicator": "No",
"serviceTypes": [
"Newborn Care"
]
},
{
"planCoverage": "Gold Plan",
"code": "1",
"serviceTypes": [
"Well Baby Care"
],
"name": "Active Coverage",
"inPlanNetworkIndicatorCode": "Y",
"additionalInformation": [
{
"description": "Covered in accordance with ACA guidelines."
}
],
"inPlanNetworkIndicator": "Yes",
"serviceTypeCodes": [
"68"
]
},
{
"code": "B",
"serviceTypes": [
"Well Baby Care"
],
"benefitAmount": "0",
"coverageLevel": "Family",
"coverageLevelCode": "FAM",
"timeQualifierCode": "27",
"inPlanNetworkIndicatorCode": "Y",
"serviceTypeCodes": [
"68"
],
"inPlanNetworkIndicator": "Yes",
"planCoverage": "Gold Plan",
"timeQualifier": "Visit",
"name": "Co-Payment"
},
{
"serviceTypeCodes": [
"68"
],
"inPlanNetworkIndicatorCode": "N",
"inPlanNetworkIndicator": "No",
"name": "Non-Covered",
"code": "I",
"serviceTypes": [
"Well Baby Care"
],
"planCoverage": "Gold Plan"
},
{
"serviceTypeCodes": [
"69"
],
"additionalInformation": [
{
"description": "Prior authorization may be required. Covered No Limit."
}
],
"inPlanNetworkIndicatorCode": "Y",
"name": "Active Coverage",
"code": "1",
"serviceTypes": [
"Maternity"
],
"planCoverage": "Gold Plan",
"inPlanNetworkIndicator": "Yes"
},
{
"serviceTypeCodes": [
"69"
],
"benefitPercent": "0.5",
"planCoverage": "Gold Plan",
"inPlanNetworkIndicatorCode": "Y",
"code": "A",
"inPlanNetworkIndicator": "Yes",
"coverageLevelCode": "FAM",
"serviceTypes": [
"Maternity"
],
"timeQualifier": "Visit",
"coverageLevel": "Family",
"name": "Co-Insurance",
"timeQualifierCode": "27"
},
{
"serviceTypeCodes": [
"69"
],
"inPlanNetworkIndicatorCode": "N",
"code": "I",
"planCoverage": "Gold Plan",
"inPlanNetworkIndicator": "No",
"name": "Non-Covered",
"serviceTypes": [
"Maternity"
]
},
{
"code": "1",
"additionalInformation": [
{
"description": "Covered No Limit."
}
],
"inPlanNetworkIndicator": "Yes",
"planCoverage": "Gold Plan",
"inPlanNetworkIndicatorCode": "Y",
"serviceTypeCodes": [
"86"
],
"name": "Active Coverage",
"serviceTypes": [
"Emergency Services"
]
},
{
"benefitPercent": "0.5",
"code": "A",
"inPlanNetworkIndicatorCode": "Y",
"serviceTypeCodes": [
"86"
],
"coverageLevel": "Family",
"timeQualifierCode": "27",
"serviceTypes": [
"Emergency Services"
],
"name": "Co-Insurance",
"planCoverage": "Gold Plan",
"inPlanNetworkIndicator": "Yes",
"coverageLevelCode": "FAM",
"timeQualifier": "Visit"
},
{
"inPlanNetworkIndicator": "No",
"code": "1",
"name": "Active Coverage",
"additionalInformation": [
{
"description": "Covered No Limit."
}
],
"planCoverage": "Gold Plan",
"serviceTypeCodes": [
"86"
],
"inPlanNetworkIndicatorCode": "N",
"serviceTypes": [
"Emergency Services"
]
},
{
"coverageLevelCode": "FAM",
"coverageLevel": "Family",
"code": "A",
"serviceTypeCodes": [
"86"
],
"serviceTypes": [
"Emergency Services"
],
"timeQualifier": "Visit",
"benefitPercent": "0.5",
"inPlanNetworkIndicatorCode": "N",
"timeQualifierCode": "27",
"inPlanNetworkIndicator": "No",
"name": "Co-Insurance",
"planCoverage": "Gold Plan"
},
{
"inPlanNetworkIndicatorCode": "Y",
"name": "Active Coverage",
"serviceTypes": [
"Pharmacy"
],
"inPlanNetworkIndicator": "Yes",
"serviceTypeCodes": [
"88"
],
"code": "1",
"planCoverage": "Gold Plan"
},
{
"serviceTypeCodes": [
"88"
],
"coverageLevel": "Family",
"name": "Co-Payment",
"serviceTypes": [
"Pharmacy"
],
"planCoverage": "Gold Plan",
"timeQualifier": "Visit",
"timeQualifierCode": "27",
"code": "B",
"benefitAmount": "10",
"inPlanNetworkIndicatorCode": "Y",
"inPlanNetworkIndicator": "Yes",
"coverageLevelCode": "FAM",
"additionalInformation": [
{
"description": "per prescription"
}
]
},
{
"inPlanNetworkIndicatorCode": "N",
"name": "Non-Covered",
"serviceTypeCodes": [
"88"
],
"inPlanNetworkIndicator": "No",
"code": "I",
"serviceTypes": [
"Pharmacy"
],
"planCoverage": "Gold Plan"
},
{
"serviceTypes": [
"Professional (Physician) Visit - Office"
],
"planCoverage": "Gold Plan",
"inPlanNetworkIndicatorCode": "Y",
"inPlanNetworkIndicator": "Yes",
"code": "1",
"serviceTypeCodes": [
"98"
],
"additionalInformation": [
{
"description": "PCP"
}
],
"name": "Active Coverage"
},
{
"additionalInformation": [
{
"description": "per visit"
},
{
"description": "PCP"
}
],
"inPlanNetworkIndicator": "Yes",
"coverageLevel": "Family",
"inPlanNetworkIndicatorCode": "Y",
"coverageLevelCode": "FAM",
"timeQualifierCode": "27",
"serviceTypeCodes": [
"98"
],
"benefitAmount": "15",
"serviceTypes": [
"Professional (Physician) Visit - Office"
],
"timeQualifier": "Visit",
"name": "Co-Payment",
"planCoverage": "Gold Plan",
"code": "B"
},
{
"code": "I",
"serviceTypeCodes": [
"98"
],
"planCoverage": "Gold Plan",
"name": "Non-Covered",
"inPlanNetworkIndicatorCode": "N",
"serviceTypes": [
"Professional (Physician) Visit - Office"
],
"inPlanNetworkIndicator": "No",
"additionalInformation": [
{
"description": "PCP"
}
]
},
{
"inPlanNetworkIndicatorCode": "Y",
"name": "Active Coverage",
"planCoverage": "Gold Plan",
"additionalInformation": [
{
"description": "Specialist"
},
{
"description": "Covered No Limit."
}
],
"code": "1",
"serviceTypes": [
"Professional (Physician) Visit - Office"
],
"inPlanNetworkIndicator": "Yes",
"serviceTypeCodes": [
"98"
]
},
{
"planCoverage": "Gold Plan",
"timeQualifier": "Visit",
"inPlanNetworkIndicatorCode": "Y",
"inPlanNetworkIndicator": "Yes",
"additionalInformation": [
{
"description": "per visit"
},
{
"description": "Specialist"
}
],
"benefitAmount": "30",
"coverageLevel": "Family",
"code": "B",
"serviceTypes": [
"Professional (Physician) Visit - Office"
],
"timeQualifierCode": "27",
"coverageLevelCode": "FAM",
"name": "Co-Payment",
"serviceTypeCodes": [
"98"
]
},
{
"additionalInformation": [
{
"description": "Specialist"
}
],
"serviceTypes": [
"Professional (Physician) Visit - Office"
],
"inPlanNetworkIndicator": "No",
"serviceTypeCodes": [
"98"
],
"planCoverage": "Gold Plan",
"code": "I",
"name": "Non-Covered",
"inPlanNetworkIndicatorCode": "N"
},
{
"name": "Active Coverage",
"inPlanNetworkIndicator": "Yes",
"serviceTypeCodes": [
"A4"
],
"planCoverage": "Gold Plan",
"code": "1",
"serviceTypes": [
"Psychiatric"
],
"inPlanNetworkIndicatorCode": "Y",
"additionalInformation": [
{
"description": "Prior authorization may be required. Covered No Limit. (Primary Care Provider (PCP) and other practitioner office visits do not require prior authorization.) Note| Services (excluding Emergency Room Care / Emergency Services) rendered by an out-of-network provider"
}
]
},
{
"coverageLevelCode": "FAM",
"inPlanNetworkIndicator": "Yes",
"coverageLevel": "Family",
"serviceTypes": [
"Psychiatric"
],
"timeQualifierCode": "27",
"name": "Co-Insurance",
"serviceTypeCodes": [
"A4"
],
"benefitPercent": "0.5",
"inPlanNetworkIndicatorCode": "Y",
"planCoverage": "Gold Plan",
"timeQualifier": "Visit",
"code": "A"
},
{
"serviceTypeCodes": [
"A4"
],
"name": "Non-Covered",
"serviceTypes": [
"Psychiatric"
],
"planCoverage": "Gold Plan",
"inPlanNetworkIndicatorCode": "N",
"code": "I",
"inPlanNetworkIndicator": "No"
},
{
"name": "Active Coverage",
"code": "1",
"planCoverage": "Gold Plan",
"serviceTypeCodes": [
"A6"
],
"serviceTypes": [
"Psychotherapy"
],
"inPlanNetworkIndicatorCode": "Y",
"inPlanNetworkIndicator": "Yes"
},
{
"timeQualifierCode": "27",
"inPlanNetworkIndicatorCode": "Y",
"benefitPercent": "0.5",
"planCoverage": "Gold Plan",
"timeQualifier": "Visit",
"name": "Co-Insurance",
"coverageLevelCode": "FAM",
"serviceTypeCodes": [
"A6"
],
"serviceTypes": [
"Psychotherapy"
],
"inPlanNetworkIndicator": "Yes",
"coverageLevel": "Family",
"code": "A"
},
{
"inPlanNetworkIndicator": "No",
"inPlanNetworkIndicatorCode": "N",
"code": "I",
"planCoverage": "Gold Plan",
"name": "Non-Covered",
"serviceTypeCodes": [
"A6"
],
"serviceTypes": [
"Psychotherapy"
]
},
{
"planCoverage": "Gold Plan",
"code": "1",
"serviceTypes": [
"Psychiatric - Inpatient"
],
"inPlanNetworkIndicatorCode": "Y",
"serviceTypeCodes": [
"A7"
],
"inPlanNetworkIndicator": "Yes",
"name": "Active Coverage"
},
{
"timeQualifier": "Visit",
"coverageLevelCode": "FAM",
"coverageLevel": "Family",
"inPlanNetworkIndicator": "Yes",
"inPlanNetworkIndicatorCode": "Y",
"planCoverage": "Gold Plan",
"serviceTypeCodes": [
"A7"
],
"timeQualifierCode": "27",
"name": "Co-Insurance",
"code": "A",
"serviceTypes": [
"Psychiatric - Inpatient"
],
"benefitPercent": "0.5"
},
{
"code": "I",
"planCoverage": "Gold Plan",
"inPlanNetworkIndicator": "No",
"serviceTypeCodes": [
"A7"
],
"serviceTypes": [
"Psychiatric - Inpatient"
],
"name": "Non-Covered",
"inPlanNetworkIndicatorCode": "N"
},
{
"code": "1",
"serviceTypes": [
"Psychiatric - Outpatient"
],
"planCoverage": "Gold Plan",
"serviceTypeCodes": [
"A8"
],
"inPlanNetworkIndicator": "Yes",
"name": "Active Coverage",
"inPlanNetworkIndicatorCode": "Y"
},
{
"timeQualifierCode": "27",
"timeQualifier": "Visit",
"inPlanNetworkIndicatorCode": "Y",
"coverageLevel": "Family",
"coverageLevelCode": "FAM",
"serviceTypeCodes": [
"A8"
],
"benefitPercent": "0.5",
"name": "Co-Insurance",
"planCoverage": "Gold Plan",
"code": "A",
"inPlanNetworkIndicator": "Yes",
"serviceTypes": [
"Psychiatric - Outpatient"
]
},
{
"serviceTypes": [
"Psychiatric - Outpatient"
],
"inPlanNetworkIndicator": "No",
"name": "Non-Covered",
"serviceTypeCodes": [
"A8"
],
"code": "I",
"planCoverage": "Gold Plan",
"inPlanNetworkIndicatorCode": "N"
},
{
"inPlanNetworkIndicatorCode": "Y",
"name": "Active Coverage",
"serviceTypeCodes": [
"AD"
],
"serviceTypes": [
"Occupational Therapy"
],
"inPlanNetworkIndicator": "Yes",
"planCoverage": "Gold Plan",
"code": "1"
},
{
"inPlanNetworkIndicator": "Yes",
"serviceTypeCodes": [
"AD"
],
"planCoverage": "Gold Plan",
"coverageLevel": "Family",
"timeQualifierCode": "27",
"serviceTypes": [
"Occupational Therapy"
],
"code": "A",
"timeQualifier": "Visit",
"coverageLevelCode": "FAM",
"inPlanNetworkIndicatorCode": "Y",
"benefitPercent": "0.5",
"name": "Co-Insurance"
},
{
"code": "I",
"serviceTypeCodes": [
"AD"
],
"serviceTypes": [
"Occupational Therapy"
],
"name": "Non-Covered",
"planCoverage": "Gold Plan",
"inPlanNetworkIndicatorCode": "N",
"inPlanNetworkIndicator": "No"
},
{
"code": "1",
"inPlanNetworkIndicator": "Yes",
"serviceTypes": [
"Speech Therapy"
],
"serviceTypeCodes": [
"AF"
],
"planCoverage": "Gold Plan",
"name": "Active Coverage",
"inPlanNetworkIndicatorCode": "Y"
},
{
"benefitPercent": "0.5",
"inPlanNetworkIndicator": "Yes",
"timeQualifierCode": "27",
"coverageLevel": "Family",
"serviceTypeCodes": [
"AF"
],
"coverageLevelCode": "FAM",
"serviceTypes": [
"Speech Therapy"
],
"code": "A",
"planCoverage": "Gold Plan",
"name": "Co-Insurance",
"timeQualifier": "Visit",
"inPlanNetworkIndicatorCode": "Y"
},
{
"planCoverage": "Gold Plan",
"name": "Non-Covered",
"code": "I",
"serviceTypeCodes": [
"AF"
],
"serviceTypes": [
"Speech Therapy"
],
"inPlanNetworkIndicatorCode": "N",
"inPlanNetworkIndicator": "No"
},
{
"serviceTypeCodes": [
"AG"
],
"additionalInformation": [
{
"description": "Prior authorization may be required. Limited to 150 days per year."
}
],
"inPlanNetworkIndicator": "Yes",
"planCoverage": "Gold Plan",
"code": "1",
"name": "Active Coverage",
"serviceTypes": [
"Skilled Nursing Care"
],
"inPlanNetworkIndicatorCode": "Y"
},
{
"serviceTypeCodes": [
"AG"
],
"serviceTypes": [
"Skilled Nursing Care"
],
"planCoverage": "Gold Plan",
"name": "Co-Insurance",
"coverageLevelCode": "FAM",
"code": "A",
"coverageLevel": "Family",
"benefitPercent": "0.5",
"inPlanNetworkIndicator": "Yes",
"timeQualifierCode": "27",
"inPlanNetworkIndicatorCode": "Y",
"timeQualifier": "Visit"
},
{
"inPlanNetworkIndicatorCode": "N",
"planCoverage": "Gold Plan",
"serviceTypeCodes": [
"AG"
],
"serviceTypes": [
"Skilled Nursing Care"
],
"inPlanNetworkIndicator": "No",
"name": "Non-Covered",
"code": "I"
},
{
"name": "Active Coverage",
"inPlanNetworkIndicatorCode": "Y",
"inPlanNetworkIndicator": "Yes",
"serviceTypes": [
"Physician Visit - Office: Well"
],
"serviceTypeCodes": [
"BZ"
],
"planCoverage": "Gold Plan",
"additionalInformation": [
{
"description": "Covered in accordance with ACA guidelines."
}
],
"code": "1"
},
{
"coverageLevelCode": "FAM",
"inPlanNetworkIndicatorCode": "Y",
"serviceTypeCodes": [
"BZ"
],
"inPlanNetworkIndicator": "Yes",
"name": "Co-Payment",
"coverageLevel": "Family",
"timeQualifierCode": "27",
"code": "B",
"serviceTypes": [
"Physician Visit - Office: Well"
],
"planCoverage": "Gold Plan",
"timeQualifier": "Visit",
"benefitAmount": "0"
},
{
"serviceTypes": [
"Physician Visit - Office: Well"
],
"code": "I",
"serviceTypeCodes": [
"BZ"
],
"planCoverage": "Gold Plan",
"inPlanNetworkIndicatorCode": "N",
"name": "Non-Covered",
"inPlanNetworkIndicator": "No"
},
{
"code": "1",
"inPlanNetworkIndicatorCode": "Y",
"planCoverage": "Gold Plan",
"inPlanNetworkIndicator": "Yes",
"name": "Active Coverage",
"serviceTypes": [
"Mental Health"
],
"additionalInformation": [
{
"description": "Prior authorization may be required. Covered No Limit."
}
],
"serviceTypeCodes": [
"MH"
]
},
{
"serviceTypeCodes": [
"MH"
],
"code": "A",
"serviceTypes": [
"Mental Health"
],
"coverageLevel": "Family",
"coverageLevelCode": "FAM",
"planCoverage": "Gold Plan",
"timeQualifier": "Visit",
"benefitPercent": "0.5",
"name": "Co-Insurance",
"inPlanNetworkIndicator": "Yes",
"inPlanNetworkIndicatorCode": "Y",
"timeQualifierCode": "27"
},
{
"inPlanNetworkIndicator": "No",
"planCoverage": "Gold Plan",
"serviceTypes": [
"Mental Health"
],
"name": "Non-Covered",
"code": "I",
"serviceTypeCodes": [
"MH"
],
"inPlanNetworkIndicatorCode": "N"
},
{
"code": "1",
"serviceTypes": [
"Physical Therapy"
],
"planCoverage": "Gold Plan",
"inPlanNetworkIndicatorCode": "Y",
"inPlanNetworkIndicator": "Yes",
"name": "Active Coverage",
"serviceTypeCodes": [
"PT"
]
},
{
"additionalInformation": [
{
"description": "per visit"
}
],
"name": "Co-Payment",
"timeQualifierCode": "27",
"coverageLevel": "Family",
"planCoverage": "Gold Plan",
"coverageLevelCode": "FAM",
"benefitAmount": "15",
"inPlanNetworkIndicatorCode": "Y",
"inPlanNetworkIndicator": "Yes",
"code": "B",
"serviceTypeCodes": [
"PT"
],
"serviceTypes": [
"Physical Therapy"
],
"timeQualifier": "Visit"
},
{
"serviceTypeCodes": [
"PT"
],
"name": "Non-Covered",
"serviceTypes": [
"Physical Therapy"
],
"planCoverage": "Gold Plan",
"inPlanNetworkIndicator": "No",
"code": "I",
"inPlanNetworkIndicatorCode": "N"
},
{
"serviceTypeCodes": [
"UC"
],
"serviceTypes": [
"Urgent Care"
],
"inPlanNetworkIndicatorCode": "Y",
"name": "Active Coverage",
"inPlanNetworkIndicator": "Yes",
"additionalInformation": [
{
"description": "Covered No Limit."
}
],
"code": "1",
"planCoverage": "Gold Plan"
},
{
"serviceTypes": [
"Urgent Care"
],
"timeQualifierCode": "27",
"serviceTypeCodes": [
"UC"
],
"coverageLevelCode": "FAM",
"timeQualifier": "Visit",
"benefitAmount": "10",
"inPlanNetworkIndicatorCode": "Y",
"name": "Co-Payment",
"planCoverage": "Gold Plan",
"coverageLevel": "Family",
"additionalInformation": [
{
"description": "per visit"
}
],
"code": "B",
"inPlanNetworkIndicator": "Yes"
},
{
"name": "Active Coverage",
"serviceTypeCodes": [
"UC"
],
"serviceTypes": [
"Urgent Care"
],
"planCoverage": "Gold Plan",
"inPlanNetworkIndicatorCode": "N",
"additionalInformation": [
{
"description": "Covered No Limit."
}
],
"inPlanNetworkIndicator": "No",
"code": "1"
},
{
"benefitAmount": "10",
"inPlanNetworkIndicator": "No",
"additionalInformation": [
{
"description": "per visit"
}
],
"code": "B",
"inPlanNetworkIndicatorCode": "N",
"timeQualifier": "Visit",
"serviceTypeCodes": [
"UC"
],
"coverageLevelCode": "FAM",
"planCoverage": "Gold Plan",
"name": "Co-Payment",
"serviceTypes": [
"Urgent Care"
],
"coverageLevel": "Family",
"timeQualifierCode": "27"
},
{
"name": "Deductible",
"serviceTypeCodes": [
"30"
],
"timeQualifierCode": "23",
"timeQualifier": "Calendar Year",
"benefitAmount": "0",
"code": "C",
"inPlanNetworkIndicatorCode": "Y",
"inPlanNetworkIndicator": "Yes",
"planCoverage": "Gold Plan",
"coverageLevel": "Individual",
"coverageLevelCode": "IND",
"serviceTypes": [
"Health Benefit Plan Coverage"
]
},
{
"planCoverage": "Gold Plan",
"serviceTypeCodes": [
"30"
],
"name": "Deductible",
"code": "C",
"timeQualifierCode": "29",
"serviceTypes": [
"Health Benefit Plan Coverage"
],
"inPlanNetworkIndicator": "Yes",
"coverageLevel": "Individual",
"coverageLevelCode": "IND",
"timeQualifier": "Remaining",
"benefitAmount": "0",
"inPlanNetworkIndicatorCode": "Y"
},
{
"coverageLevelCode": "FAM",
"name": "Deductible",
"serviceTypes": [
"Health Benefit Plan Coverage"
],
"coverageLevel": "Family",
"inPlanNetworkIndicatorCode": "Y",
"timeQualifier": "Calendar Year",
"benefitAmount": "0",
"serviceTypeCodes": [
"30"
],
"code": "C",
"inPlanNetworkIndicator": "Yes",
"timeQualifierCode": "23",
"planCoverage": "Gold Plan"
},
{
"inPlanNetworkIndicatorCode": "Y",
"serviceTypeCodes": [
"30"
],
"code": "C",
"name": "Deductible",
"timeQualifierCode": "29",
"inPlanNetworkIndicator": "Yes",
"serviceTypes": [
"Health Benefit Plan Coverage"
],
"planCoverage": "Gold Plan",
"coverageLevelCode": "FAM",
"timeQualifier": "Remaining",
"coverageLevel": "Family",
"benefitAmount": "0"
},
{
"serviceTypeCodes": [
"30"
],
"name": "Deductible",
"planCoverage": "Gold Plan",
"inPlanNetworkIndicator": "No",
"coverageLevelCode": "IND",
"timeQualifierCode": "23",
"timeQualifier": "Calendar Year",
"coverageLevel": "Individual",
"code": "C",
"serviceTypes": [
"Health Benefit Plan Coverage"
],
"inPlanNetworkIndicatorCode": "N",
"benefitAmount": "0"
},
{
"timeQualifierCode": "29",
"benefitAmount": "0",
"name": "Deductible",
"coverageLevel": "Individual",
"planCoverage": "Gold Plan",
"code": "C",
"inPlanNetworkIndicatorCode": "N",
"inPlanNetworkIndicator": "No",
"timeQualifier": "Remaining",
"coverageLevelCode": "IND",
"serviceTypeCodes": [
"30"
],
"serviceTypes": [
"Health Benefit Plan Coverage"
]
},
{
"benefitAmount": "0",
"inPlanNetworkIndicatorCode": "N",
"coverageLevelCode": "FAM",
"code": "C",
"serviceTypes": [
"Health Benefit Plan Coverage"
],
"planCoverage": "Gold Plan",
"inPlanNetworkIndicator": "No",
"timeQualifierCode": "23",
"name": "Deductible",
"serviceTypeCodes": [
"30"
],
"timeQualifier": "Calendar Year",
"coverageLevel": "Family"
},
{
"coverageLevel": "Family",
"serviceTypeCodes": [
"30"
],
"timeQualifierCode": "29",
"benefitAmount": "0",
"inPlanNetworkIndicatorCode": "N",
"serviceTypes": [
"Health Benefit Plan Coverage"
],
"name": "Deductible",
"inPlanNetworkIndicator": "No",
"coverageLevelCode": "FAM",
"timeQualifier": "Remaining",
"planCoverage": "Gold Plan",
"code": "C"
},
{
"coverageLevel": "Individual",
"inPlanNetworkIndicator": "Yes",
"benefitAmount": "3000",
"name": "Out of Pocket (Stop Loss)",
"serviceTypeCodes": [
"30"
],
"planCoverage": "Gold Plan",
"timeQualifier": "Calendar Year",
"code": "G",
"timeQualifierCode": "23",
"inPlanNetworkIndicatorCode": "Y",
"serviceTypes": [
"Health Benefit Plan Coverage"
],
"coverageLevelCode": "IND"
},
{
"code": "G",
"coverageLevel": "Individual",
"timeQualifier": "Remaining",
"planCoverage": "Gold Plan",
"name": "Out of Pocket (Stop Loss)",
"timeQualifierCode": "29",
"coverageLevelCode": "IND",
"inPlanNetworkIndicator": "Yes",
"inPlanNetworkIndicatorCode": "Y",
"serviceTypeCodes": [
"30"
],
"benefitAmount": "2000",
"serviceTypes": [
"Health Benefit Plan Coverage"
]
},
{
"serviceTypeCodes": [
"30"
],
"serviceTypes": [
"Health Benefit Plan Coverage"
],
"code": "G",
"name": "Out of Pocket (Stop Loss)",
"inPlanNetworkIndicatorCode": "Y",
"timeQualifier": "Calendar Year",
"timeQualifierCode": "23",
"benefitAmount": "6000",
"coverageLevelCode": "FAM",
"planCoverage": "Gold Plan",
"inPlanNetworkIndicator": "Yes",
"coverageLevel": "Family"
},
{
"code": "G",
"coverageLevelCode": "FAM",
"coverageLevel": "Family",
"benefitAmount": "5000",
"timeQualifierCode": "29",
"inPlanNetworkIndicator": "Yes",
"serviceTypes": [
"Health Benefit Plan Coverage"
],
"inPlanNetworkIndicatorCode": "Y",
"name": "Out of Pocket (Stop Loss)",
"planCoverage": "Gold Plan",
"serviceTypeCodes": [
"30"
],
"timeQualifier": "Remaining"
},
{
"coverageLevelCode": "IND",
"benefitAmount": "0",
"serviceTypeCodes": [
"30"
],
"timeQualifier": "Calendar Year",
"planCoverage": "Gold Plan",
"name": "Out of Pocket (Stop Loss)",
"code": "G",
"coverageLevel": "Individual",
"serviceTypes": [
"Health Benefit Plan Coverage"
],
"timeQualifierCode": "23",
"inPlanNetworkIndicatorCode": "N",
"inPlanNetworkIndicator": "No"
},
{
"benefitAmount": "0",
"inPlanNetworkIndicatorCode": "N",
"inPlanNetworkIndicator": "No",
"code": "G",
"coverageLevel": "Individual",
"serviceTypeCodes": [
"30"
],
"timeQualifierCode": "29",
"timeQualifier": "Remaining",
"coverageLevelCode": "IND",
"name": "Out of Pocket (Stop Loss)",
"serviceTypes": [
"Health Benefit Plan Coverage"
],
"planCoverage": "Gold Plan"
},
{
"code": "G",
"inPlanNetworkIndicator": "No",
"serviceTypes": [
"Health Benefit Plan Coverage"
],
"timeQualifierCode": "23",
"inPlanNetworkIndicatorCode": "N",
"benefitAmount": "0",
"timeQualifier": "Calendar Year",
"coverageLevel": "Family",
"name": "Out of Pocket (Stop Loss)",
"serviceTypeCodes": [
"30"
],
"coverageLevelCode": "FAM",
"planCoverage": "Gold Plan"
},
{
"benefitAmount": "0",
"serviceTypes": [
"Health Benefit Plan Coverage"
],
"planCoverage": "Gold Plan",
"name": "Out of Pocket (Stop Loss)",
"inPlanNetworkIndicator": "No",
"code": "G",
"inPlanNetworkIndicatorCode": "N",
"coverageLevel": "Family",
"serviceTypeCodes": [
"30"
],
"timeQualifierCode": "29",
"timeQualifier": "Remaining",
"coverageLevelCode": "FAM"
}
],
"confidence": {
"level": "REVIEW_NEEDED",
"reason": "This record was identified as a low confidence match due to a DOB partial match"
}
}
],
"meta": {
"applicationMode": "production",
"traceId": "1-abcdef12-123456789abcdef123456789"
},
"status": "COMPLETE"
}
A Stedi API Key for authentication.
InsuranceDiscoveryCheck 200 response
The response is of type object
.
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