> ## Documentation Index
> Fetch the complete documentation index at: https://stedi.com/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# Insurance Discovery Check

> Submit an insurance discovery check in JSON format

Insurance discovery checks search for a patient's active coverage using only their demographic data.

1. Call this endpoint with as much [patient demographic information](/healthcare/insurance-discovery#required-patient-information) as possible.
2. Stedi searches for active coverage for the patient.
3. The endpoint returns an array of potential active coverages along with subscriber details and benefits information.

We recommend using insurance discovery checks as a backup when eligibility checks fail or aren't possible. Because of their limitations, you shouldn't rely on them as your primary method for verifying patient coverage.

<Note>
  Visit [Insurance discovery checks](/healthcare/insurance-discovery) for a full how-to guide.
</Note>